Many of us are seeking ways to create fulfillment and get better throughout our journey in life. From personal finances to personal development, our conversations are infused with honesty, transparency, and a dash of humor. Hosted by John Kennedy, CFP®, Matthew Marcoux, CFP® and TheRichB. © 2024 CandorPath Financial. All Rights Reserved. Securities offered through J.W. Cole Financial, Inc. (JWC) Member FINRA/SIPC. Advisory services offered through J.W. Cole Advisors, Inc. (JWCA). CandorPath Financial and JWC/JWCA are unaffiliated entities
Episodes
Jun 10, 2026
Jun 10, 2026
9 min
John Kennedy challenges the common mindset of saying “I’m just not good with money,” arguing that in today’s world of budgeting apps and free education, financial apathy is too costly. He explains that unlike 50 years ago, when pensions and stronger Social Security made average money habits less damaging, today retirees often rely on Social Security for only about one-third of expenses, home prices are far higher relative to income, and retirement depends largely on personal saving and investing. Using time-value-of-money examples, he shows how small decisions and delayed action can dramatically reduce long-term outcomes. He emphasizes that wealth is usually built through consistent, boring habits and urges you to take one small step today and share it in the comments.
- 00:00 Why We Say "Bad With Money"
- 01:02 Retirement Reality Check
- 01:33 Housing Costs And Stakes
- 02:14 Savings Rate Wake Up
- 03:11 Financial Apathy Is Normalized
- 04:09 Delayed Consequences And Drift
- 04:44 Compounding And Starting Early
- 05:32 Wealth Is Boring Habits
- 07:27 Plant Seeds For Momentum
- 08:10 Your One Step Challenge
No comments yet. Be the first to say something!