
Many of us are seeking ways to create fulfillment and get better throughout our journey in life. From personal finances to personal development, our conversations are infused with honesty, transparency, and a dash of humor. Hosted by John Kennedy, CFP®, Matthew Marcoux, CFP® and TheRichB. © 2024 CandorPath Financial. All Rights Reserved. Securities offered through J.W. Cole Financial, Inc. (JWC) Member FINRA/SIPC. Advisory services offered through J.W. Cole Advisors, Inc. (JWCA). CandorPath Financial and JWC/JWCA are unaffiliated entities
Episodes

5 days ago
The Man in the Arena
5 days ago
5 days ago
In this episode of The Above Board podcast, hosts Rich and John get into the timeless wisdom of Theodore Roosevelt's 'The Man in the Arena' speech. They discuss the importance of courage over criticism, valuing effort over perfection, and the significance of showing up every day. Along the way, they share the challenges of facing naysayers, and the inspiration drawn from observing and supporting others. Listen in for motivational insights, practical advice, and the drive to dare greatly in all aspects of life.
- 01:47 Theodore Roosevelt's 'Man in the Arena' Speech
- 03:48 Dealing with Critics and Social Media Trolls
- 05:44 The Importance of Effort and Resilience
- 08:11 Courage Over Criticism and Personal Reflections
- 15:53 Turning Negative Energy into Positive Motivation
- 23:17 Encouraging Young Financial Advisors
- 24:01 Embracing Competition and Legacy
- 24:54 Effort Over Perfection
- 25:59 The Importance of Trying and Failing
- 26:37 Legacy
- 27:35 The Power of Showing Up
- 32:28 Supporting Others and Atomic Habits
- 37:38 Balancing Criticism and Praise

Wednesday Jun 18, 2025
You Don't Outgrow the Basics
Wednesday Jun 18, 2025
Wednesday Jun 18, 2025
In this episode of The Above Board Podcast, John Kennedy gets real about something most people overlook—the basics. You can’t build wealth if you don’t know where your money’s going. You can’t stay fit if you stop showing up for the small stuff. Whether it's tracking your spending, sticking to a simple routine, or just being consistent, John shares why the fundamentals aren’t just for beginners—they’re for anyone who wants lasting progress. This episode is your reminder that real growth isn’t about doing more—it’s about doing what matters, and doing it well.
- 00:30 The Importance of Basics
- 02:40 The 10,000 Hours Rule
- 05:01 Mastering Financial Basics

Wednesday Jun 11, 2025
You're Not Unmotivated, You're Just Tired of Deciding
Wednesday Jun 11, 2025
Wednesday Jun 11, 2025
Feeling mentally drained by the end of the day? It might not be a motivation problem—it could be decision fatigue. In this episode of The Above Board Podcast, John Kennedy shares how the daily pressure to make constant choices adds up, and what you can do to protect your energy. From setting daily priorities to creating decision boundaries, this episode offers simple ways to feel more focused, less overwhelmed, and back in control.
- 01:01 Decision Fatigue
- 03:00 Decision Fatigue in Financial Matters
- 04:10 Prioritizing Your Decisions
- 05:30 Creating Decision Boundaries
- 06:16 Simplify, Delegate, or Delete

Wednesday Jun 04, 2025
Why "Staying the Course" Isn't Always the Answer
Wednesday Jun 04, 2025
Wednesday Jun 04, 2025
In this episode of The Above Board podcast, John chats about the significant changes in markets and life over recent weeks, reflecting on episode 154 (Tariffs, Trade Tension, and the Economic Outlook). The discussion centers around the concept of not just 'staying the course' but instead staying aligned, informed, and intentional. John examines the pitfalls of blindly following the 'stay the course' advice and emphasizes the importance of proactive course corrections in response to life changes, market conditions, and evolving goals. We encourage you to re-evaluate your approach, aligning your strategies dynamically and purposefully in various aspects of your life.
- 00:00 We Missed You!
- 00:27 Reflecting on Episode 154
- 01:36 Challenging the Status Quo
- 02:12 The Importance of Course Corrections
- 03:36 Staying Aligned vs. Staying the Course
- 04:11 Proactive Market Strategies
- 04:55 Applying Financial Lessons to Life

Wednesday Apr 30, 2025
Part 2: I'm Learning to "Let Me"
Wednesday Apr 30, 2025
Wednesday Apr 30, 2025
In this episode of The Above Board Podcast, we delve into the 'Let Them Theory' by Mel Robbins, exploring the often overlooked but powerful concept of 'Let Me.' Learn how to stop managing others’ reactions and focus on prioritizing your own happiness, health, and peace. John shares personal experiences and tips for implementing this mindset shift in various aspects of life, including leadership, family, and career. Tune in for practical advice on setting boundaries, handling overcommitment, and making self-care a priority. Don't miss this enlightening conversation!
- 00:08 Introduction to the 'Let Them Theory'
- 01:49 The Importance of 'Let Me'
- 02:16 Learning to Say No
- 03:52 Leadership and Letting Go
- 05:12 Practical Applications of 'Let Me'
- 05:32 Weekly Challenge and Final Thoughts

Wednesday Apr 23, 2025
Part 1: I'm Learning to "Let Them"
Wednesday Apr 23, 2025
Wednesday Apr 23, 2025
In this episode, John Kennedy opens up about learning to let go of people-pleasing and the pressure to be understood by everyone. Inspired by The Let Them Theory by Mel Robbins, he shares how this mindset shift is helping him show up with more peace—in parenting, leadership, and everyday life. If you’re ready to stop carrying what isn’t yours, this episode is for you!
- 00:16 Personal Impact of 'The Let Them Theory'
- 01:38 Key Lessons from the Book
- 03:25 Real-Life Application
- 05:29 Leadership and Letting Go
- 07:08 Call to Action

Wednesday Apr 16, 2025
Tariffs, Trade Tension, and the Economic Outlook
Wednesday Apr 16, 2025
Wednesday Apr 16, 2025
In this episode of The Above Board Podcast, Michael Scott, CFA, and Matt Marcoux, EA, CFP® share a timely replay of their recent client webinar focused on the economic impact of newly announced tariffs. They break down what the headlines actually mean, how markets are reacting, and what it all could signal for investors. You'll also hear tailored strategies for individuals at various stages of retirement planning—whether you're 10 years out, just about to retire, or already enjoying it. With a focus on facts over fear, this episode offers practical guidance to help you navigate market volatility with clarity and confidence.
- 04:47 Current Market Conditions and Economic Data
- 08:00 Tariff Impacts and Market Reactions
- 09:40 Understanding the Why and How of Tariffs
- 19:49 Potential Outcomes and Future Projections
- 26:19 Diversification Strategies
- 27:31 Rebalancing Portfolios
- 28:50 Market Timing and Adjustments
- 34:48 Client Group Strategies: 10+ Years to Retirement
- 37:52 Client Group Strategies: 5 Years to Retirement
- 39:59 Client Group Strategies: 1 Year to Retirement
- 41:37 Client Group Strategies: Newly Retired
- 43:11 Client Group Strategies: Comfortably Retired
- 45:12 Conclusion and Final Thoughts

Wednesday Mar 26, 2025
Should Market Volatility Change Your Retirement Plans?
Wednesday Mar 26, 2025
Wednesday Mar 26, 2025
John shares a personal story about a neighbor struggling with financial stress due to stock market volatility. Through this anecdote, he emphasizes the importance of controlling what we can in life, preparing for uncertainties, and the benefits of discussing financial anxieties with trusted individuals. This episode aims to provide perspective on market corrections, volatility, and living a balanced life despite economic challenges.
Join our next economic update webinar for a more in-depth conversation regarding the current market environment!
01:47 Understanding Market Volatility
03:15 Controlling What You Can
04:36 Aligning Money Strategy with Goals
06:08 Perspective on Market Corrections
07:47 Upcoming Economic Update Event

Wednesday Mar 19, 2025
Leadership, Impact, and Pursuing Your Passion with Dawn Hooper, CPA
Wednesday Mar 19, 2025
Wednesday Mar 19, 2025
- 01:03 Dawn's Career Journey
- 03:01 Transition to Nonprofit Sector
- 07:08 Challenges in Nonprofit Financial Management
- 09:45 Leadership Insights and Evolution
- 14:16 Generational Differences and Leadership
- 17:59 Diversity in Leadership
- 19:45 Impact Investing and Personal Growth
- 23:36 Dawn Advisory Services and Interim CFO Role
- 28:56 Advice for Aspiring Nonprofit Professionals
- 35:25 Final Thoughts and Contact Information

Wednesday Mar 05, 2025
Wealth That Is Given Is Not a Gift - It's a Curse
Wednesday Mar 05, 2025
Wednesday Mar 05, 2025
In this episode of the Above Board podcast, John Kennedy discusses the alarming statistic that 70% of generational wealth is lost by the second generation and 90% by the third. He shares his thoughts on why wealth often vanishes and how to prevent it, emphasizing the importance of preparation, accountability, and the transfer of values. This conversation is aimed at ensuring that wealth becomes a meaningful and lasting gift for future generations.
- 00:00 Shocking Statistics on Generational Wealth
- 00:42 The Burden of Inherited Wealth
- 01:19 The Importance of Responsibility and Values
- 03:20 Strategies for Effective Wealth Transfer
- 05:13 Final Thoughts and Call to Action